….LQR reduces cycle times, improve case placements and reduces the number of APS’s that are required. Just as easy as 1-2-3!
….American General Life and Accident Quality of Life Term and Universal life insurance is great opportunity for agents and consumers
As I mentioned in my email announcement to the field this morning, Paradigm Insurance Marketing …. is please to represent American General Life & Accident Insurance Company. AGLA has designed Quality of Life Term and Universal life insurance products that help consumers cope with the risks associatied with long-term care, critical and terminal illness. Now, you can make your client’s premium dollars multi-task and one insurance policy can provide meaningful living benefits and options; an opportunity so to speak!
…….in the coming months, we will be introducing you to a whole new generation of long-term care planning solutions. These will include annual pay term and universal life insurance, single pay life products, non-can disability coverage, critical illness and annuities. The one common theme is that all of these, like traditional LTCi, will provide benefits when the insured suffers from a chronic illness. Our intent is to turn you into a long-term care planning solutions machine.
As euphemisms go “rate refresh” can be tangy or pungent…… the BIG pricing HIT will be on the 5% simple and compound inflation options. If history is any judge, when other companies have repriced their 5% inflation riders we’ve seen increases of 20% to 50% depending on simple or compound as well as the applicant’s age.
CASH IS KING! Especially when someone is sick. How will your clients feel about you when you arrived with a check for $50,000, $100,000 or more when they’re worried about paying the bills, putting food on the table or taking care of their children? How would they feel about you if you didn’t and found out later that you could have helped them with………
The “third pool” shared care rider coupled with one of the 3% compound inflation options creates an extraordinarily compeititive benefit package
your client/prospect will never see better premiums then NOW on 5% compound inflation protection. How do you say going, going, gone!
Possibly the best priced and most flexible simplified issue/multi-life long-term care insurance product yet! John Hancock’s Corporate Solutions now in California!
There is a quiet yet perceptible “buzz” in the life, annuity and long-term care insurance business. Slowly but surely the premium [...]
BJFIM on CBS Money Watch |